A Future Where We Build Our Way Out of the Housing Crisis—Together
Imagine a future where housing solutions are built by communities. A future where homeowners, non-profits, charities, investors, and organizations mobilize their land, savings, and collective will to create affordable homes. Four Pillars Community Housing CCC Inc. makes this possible through our proven model combining community bonds, property development, and sustainable revenue. That future starts now, and it starts with you.
About Four Pillars
Four Pillars Community Housing CCC Inc. is a Community Contribution Company (CCC) whose team has decades of experience in Social Purpose Real Estate and Social Enterprise Development.
A Community Contribution Company is a unique, hybrid ‘small profit’ corporation. Four Pillars in its articles of incorporation commits to directing a minimum of 60% of distributed profits to housing charities. This embeds giving back into the very structure of the company in perpetuity. We chose this model as it reflects our belief that market systems with clear and definable community contributions are the best way to build affordable housing at scale.
Giving Back is in our DNA
The Four Pillars
The Four Pillars of Affordable Housing
Pillar 1:
Zero Cost Land
Transform underutilized properties from homeowners, non-profits, and partners into housing—no upfront land purchase required.
Pillar 2:
Below Market Financing
Community Housing Bonds (~2%) mobilize Canadian retirement savings to fund local affordable housing, with many investors donating returns to charity. Indwell Housing issued a bond and 60% of the purchasers donated the interest back to the charity.
Pillar 3:
Expedited Delivery
Modular construction and streamlined permitting &approvals reduce timelines from years to months, and sometimes days, cutting costs and housing families faster.
Pillar 4:
Revenue Generation
Mixed-Use, Mixed-Income models combined with social enterprises create sustainable revenue models, eliminating dependence on ongoing government funding.
I Invest in Housing: Be Part of the Solution
What It Is:
Our grassroots campaign is gathering insights from thousands of Canadians on how to solve the housing crisis together. Share your thoughts on community bonds, property development, and join our Coalition of the Concerned, a network of people ready to turn concern into action.
Meet Habby Habitat, Our Mascot :
Habby Habitat will be touring local communities sharing how Canadians can do what Canadians do best: building community together. Whether you want to invest, develop property, or simply lend your voice, Habby will help you find your place in the housing solution.
Canibuild: From "Can I?" to "Here's How"
Not sure if your property can support an ADU, Duplex, or Multiplex? Canibuild removes the guesswork. Our AI platform provides zoning guidance, financing options, and connects you with trusted Community Housing Ambassadors (realtors) who guide you from concept to completion.
